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Unlock Better Eye Care Value With Health Fund Optical Cover

If you’ve ever wondered whether private health insurance is “worth it,” especially when it comes to optical needs, you’re not alone.

Many Australians only think about their optical cover once a year—usually in December—when they suddenly realise their entitlements are about to expire. But when used well, health insurance and annual optical extras can make your eye care more affordable, more flexible, and far easier to maintain throughout the year.

Here’s a simple breakdown of how the pieces fit together—and how the Low Gap offers at Optical Superstore help you maximise the value you’re already paying for.

Why Private Health Insurance Matters (Especially for Families)

Private health insurance isn’t just about hospital cover. For many households, extras are where genuine everyday value is found. And if you’re a glasses or contact lens wearer, optical benefits are among the most frequently used.

Key advantages include:

✔ Predictable out-of-pocket costs

With extras cover, you know roughly what you’ll pay for glasses, contact lenses, and regular check-ups—often very little, depending on your cover level.

✔ Encouragement to maintain eye health

Because most health funds renew entitlements annually, patients are more likely to book regular eye tests—rather than waiting until a problem appears. Early detection matters.

✔ Support for the whole family

Vision needs can change rapidly, and adults who use screens daily may experience eye strain or a need to adjust their prescription. Having entitlements built in makes updating prescriptions far more accessible.

✔ Using benefits instead of losing them

Most optical extras are “use it or lose it,” resetting at the end of the year. When used consistently, they can cover a large portion of your annual eyewear needs.

The Benefits of Optical Extras (Your Annual Entitlements)

Optical extras are one of the simplest and most flexible benefits in private health insurance. They give you a set allowance each year to spend on things you actually use. Most policies include benefits for:
  1. Prescription glasses
  2. Prescription sunglasses
  3. Contact lenses (including daily, fortnightly, and specialty designs)
  4. Multifocals and progressive lenses
  5. Prescription safety glasses
Why this matters:

✔ More freedom in choosing eyewear

Your entitlements give you the option to refresh your style, have a spare pair on hand, or invest in quality lenses without carrying the full cost alone.

✔ Choice of how to use your entitlements

You can use your allowance on whichever lens design best supports your vision—single vision, multifocal, prescription sunglasses, blue-light options, or children’s lenses like MiYOSMART.

✔ You decide when to claim

Whether you claim at the start of the year or the end, your entitlements give you flexibility to update your eyewear when it suits your lifestyle, work needs, or your child’s school year.

How Optical Superstore's Low Gap Offers Add Even More Value

Even with optical extras, some eyewear can carry out-of-pocket costs. That’s where Optical Superstore’s Low Gap range comes in—designed to help you get more from your cover and reduce the difference you pay at checkout.

What "Low Gap" Means for You

A Low Gap offer means that the frame and lenses selected fall within (or close to) your annual optical allowance. This results in:

  1. Little to no out-of-pocket cost on many frame-and-lens combinations
  2. High-quality eyewear options across a broad price range
  3. Affordability for families needing more than one pair in a year
  4. Choice—not compromise

Many customers use Low Gap to secure a second pair of glasses, prescription sunglasses, or backup eyewear for children—without stretching the budget.

Why Our Low Gap Structure Works

Optical Superstore is committed to keeping eyewear accessible. By offering a wide selection of low-gap frame options at highly competitive price points, we help you stretch your health fund entitlements further, so you don’t leave value unused. We focus on providing ‘better-than-standard’ lens designs, frame choices, and upgrades on lens treatments to make your health fund do the heavy lifting.

Making the Most of Your Eye Care Benefits

When private health cover, optical extras, and Low Gap options work together, you get:

  1. Better access to eye care
  2. More choice in your eyewear
  3. Lower costs throughout the year
  4. Freedom to update glasses when your lifestyle (or your child’s vision) changes

And with independent optometrists available in-store, booking your next eye test is simple.

Ready to use your entitlements wisely this year?

Book a bulk-billed eye test at your nearest Optical Superstore location and explore how your health fund benefits can support clear, comfortable vision for the year ahead.

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